Fire Insurance for offices, shops and factories
Understand sum insured, reinstatement value, stock declaration, add-ons for earthquake/STFI and why underinsurance can reduce claim payout.
Explore fire cover
Authentic Insurance Brokers India LimitedResources
Simple guides for complicated covers, claims, employee benefits and financial protection decisions.
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These topics are designed as quick conversation starters. Share the relevant card with our team and we can help compare policy wording, limits, exclusions and claim documentation.
Understand sum insured, reinstatement value, stock declaration, add-ons for earthquake/STFI and why underinsurance can reduce claim payout.
Explore fire coverCompare employee classes, dependent cover, room rent, maternity, pre-existing disease cover, co-pay and claim support expectations before renewal.
Discuss group healthCheck waiting periods, room rent, disease caps, restoration benefits, top-up strategy, network hospitals and claim settlement process.
Explore health coverLearn how third-party bodily injury, property damage, product liability and contractual liability extensions can protect growing businesses.
Ask about CGLUnderstand why company directors and officers need protection against legal defence costs, regulatory actions and management liability risks.
Review D&O optionsKeep policy copy, ID proof, claim forms, bills, FIR where applicable, discharge summary, repair estimate and communication trail ready.
Get claims helpEstimate cover using income, loans, dependents, education goals and inflation instead of choosing a random sum assured.
Explore term coverKnow the difference between specific transit, open policy, inland transit and import/export cargo protection for goods in movement.
Discuss marine cover